What Is a Conventional Mortgage?

A Conventional Mortgage is a popular and versatile home financing option that is not insured or guaranteed by a government agency. Instead, it is backed by private lenders like us, offering several advantages:

1. Financial Flexibility: Conventional Mortgages are known for their flexibility, making them suitable for a wide range of homebuyers. Whether you’re a first-time buyer or a seasoned homeowner, our Conventional Mortgage options can be customized to align with your financial situation and goals.

2. Down Payment Options: We offer a variety of down payment options, including as low as 3% of the home’s purchase price. We work with you to find a down payment that suits your budget while helping you minimize costs over time.

3. Competitive Interest Rates: Benefit from competitive interest rates that can result in lower overall costs and consistent monthly payments. Choose between fixed-rate or adjustable-rate Conventional Mortgages based on your preferences and financial strategy.

4. Diverse Loan Terms: Select from different loan terms, such as 15, 20, or 30 years, to find the one that aligns with your financial objectives.

5. Property Versatility: Conventional Mortgages can be used to finance a wide range of property types, from single-family homes to condominiums and investment properties.

6. Build Equity: With each mortgage payment, you’ll build equity in your home, which can serve as a valuable asset and provide financial stability over time.

7. Expert Guidance: I am an experienced mortgage professional here to guide you through the entire process. I am committed to ensuring you understand your options and secure the best terms available.